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Real Estate Blog

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#1 Satisfaction Award by Home Buyers and Home Sellers: J. D. Power & Associates

Monday, December 5th, 2011 at 2:05pm. 493 Views, 0 Comments.

We're proud to be part of the nation's #1 Top Rated Real Estate firm by J. D. Power and Associates for this year!  Study was based on over 3800 evaluations and measures opinions of home buyers and sellers.

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Gutter Helmet

Monday, November 21st, 2011 at 3:50pm. 557 Views, 0 Comments.

Although you may have missed avoiding the mess of cleaning out the leaves from your gutters, its not too late to install heat strips and/or tapes to your roofing to avoid the nasty ice dams we've seen the past two winters.  A great solution from "Gutter Helmet" allows the heat strips to be hidden in channels underneath the helmet.  Not only do you avoid the leave debris in your gutters... but also the damage caused by ice dams in the spring.  Check it out at www.gutterhelmet.com

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Design Your Decor

Monday, November 21st, 2011 at 3:46pm. 367 Views, 0 Comments.

Choose window treatments, bedding, furniture, accents with this new online feature at JoAnn.com/DesignYourDecor

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Great Reasons to Buy a Home

Tuesday, November 15th, 2011 at 7:45pm. 466 Views, 0 Comments.

If you've been on the fence about homeownership, now is the time to take a leap! Don't let the negative press deter you from one of life's greatest joys.
 

Take a look at five short and sweet reasons that homeownership is great!

1. Equity. When you pay rent, you never see that money again. It is lining the landlord's pocket. Yes, buying a home may come with some hefty initial costs (downpayment, closing costs, inspections), but you will make that money back over time in equity built in the home. Historically, homes appreciate by about 4 to 6 percent a year. Some areas are still experiencing normal appreciation rates. For the areas that have seen harder times since the recession, experts feel that the housing market will recover. Homeownership is…

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HUD Offers REO Homes for $100 Down!

Tuesday, October 25th, 2011 at 8:24pm. 348 Views, 0 Comments.

HUD has approved a program aimed at putting foreclosed homes back into the hands of owner-occupant buyers.

In select states (including MN), from now into October of next 2012, buyers need a down payment of only $100 to purchase a HUD-owned REO home.

The buyer must be an owner-occupant, utilizing financing insured by the Federal Housing Administration (FHA). Standard FHA underwriting guidelines apply, and the sale must be for the full amount of the current list price.

HUD’s $100 down payment incentive program can also be applied to an FHA 203k loan, which can be used to fund repairs and renovations on the home. The 203k program allows buyers to finance both the mortgage and additional money for rehabilitation needs with a single government-insured loan.

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More affordable to Buy then Rent

Wednesday, August 17th, 2011 at 11:59am. 419 Views, 0 Comments.

Volatile markets and low home sales are colluding to force mortgage rates to historic lows and sellers to mark off home prices, making actual home purchases less expensive than renting in cities across the United States. Buying a home fell below renting costs in 74 percent of the country’s 50 largest cities over July, with 12 percent of cities seeing higher price tags for apartments than for houses, according to real estate Web site Trulia.

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"Virtually" Choose Your Colors... Paint Your Room

Thursday, June 16th, 2011 at 4:10pm. 620 Views, 0 Comments.

blog-colormatchA fresh coat of paint is a powerful and affordable enhancement to any room. The next time you’re looking for color inspiration, check out Olympic Paint’s free ColorClix software for Windows or OS X, or download the app to your iPhone. With ColorClix, you can grab a color from the gallery or upload your own photo; the app will select paint samples that most closely match the colors in the image. The app will also display complementary colors, with a full spectrum of hues and shades. Add notes and tag colors as favorites. Or create specific room projects and save selected colors to the project folder. Free. PPG Industries; Pittsburgh; 800-441-9695; www.olympic.com/colorclix.

 

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Disasters Spike Home Sales

Monday, June 13th, 2011 at 5:58pm. 470 Views, 0 Comments.

Cities that have been torn apart by recent tornadoes and floods are now seeing a big increase in home sales.

Real estate agent Barb Maxon with Century 21 ProLink in Sioux City, Iowa, told the Des Moines Register that she’s made six sales in one week alone to Iowa families who have been displaced by the Missouri River floods.

The Missouri river is expected to rise to near-record levels this week, where it's expected to remain for weeks, causing flooding along cities near it and displacing families.

Residents, for example, from Dakota Dunes, Iowa, where hundreds of homes have been evacuated for more than a week, are starting to look elsewhere for housing. Nearby Sioux City is getting a flood of its residents inquiring about new housing options, real estate…

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Top 6 Housing Markets

Monday, June 13th, 2011 at 5:56pm. 370 Views, 0 Comments.

Several real estate markets are starting to show signs of improvement with home prices in the last quarter as the industry demonstrates more signs of stabilizing, according to Clear Capital's latest monthly Home Data Index Market Report.

REO saturation rates have improved in the majority of the country’s largest markets. However, many areas are still battling year-over-year price declines. Clear Capital’s index reports that quarter-over-quarter home price declines were 2.3 percent in the latest quarter, which is less than half compared to the previous month.

“The latest market report results through May suggest that home prices are starting to ease back from the heavy declines seen over the winter,” says Alex Villacorta, director of research and…

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20% Down Rule Stirs Debate

Monday, June 13th, 2011 at 5:48pm. 355 Views, 0 Comments.

A proposed rule by bank regulators that would require 20% down payment for buyers would lop off almost 30% of home sales according to a recent study.  What's more important, is that the requirement would only improve loan performance by a scant 1.6%.

The NAR opposes the rule and has been meeting with lawmakers to make the case that this wasn't what congress intended when it passed legislation last year creating QRM (qualified residential mortgage) loans.  The NAR has made this one of their top priorities in Washington 2 weeks ago.

 

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